A seasonal cover against physical loss or damage to growing crops directly caused by assorted natural calamities such as Drought, Uncontrollable Pests & Diseases, Hailstone Damage, Flooding, Fire, Lightning, Earthquake, Explosion, Frost and Windstorm.

Features:
In this, we cover all sorts of crops in a single strand of large or small farms. The claim payable is determined by a qualified expert who inspects and scientifically quantifies the magnitude of the loss.

Benefits:
Cover for all kinds of crops irrespective the farm size, cover from any form of loss associated with nature, stability, improved financial management and comfort in knowing there is a safety net for unexpected loss and associated costs.

In this, we offer to cover all sorts of crops in small or large farms. The claim payable is determined by a qualified expert who inspects and scientifically quantifies the magnitude of the loss.

Features:
The cover is given to Broilers of 0 days to 8 weeks and Layers of 0 days to 1½ years. This cover Indemnifies on the insured’s bird’s death due to; uncontrollable diseases and Accidents. The cover can be extended to cover Transit Risk as well as Theft. Threshold for the cover is a Minimum premium of 5,000 Kenya shillings. The policy covers the maximum capacity of birds that a farmer’s structure can hold.

Benefits:
Cover for all kinds of crops irrespective the farm size, stability, improved financial management and comfort in knowing there is a safety net for unexpected loss and associated costs.

Features:
This is cover steel-structured greenhouses only, irrespective of size. The indemnity is based on the actual loss as assessed and quantified by our appointed loss assessors, less deductibles.

Benefits:
Cover for all kinds of crops, assured stability, improved financial management and comfort in knowing there is a safety net for unexpected loss and associated costs.

This is cover for commercial tree farms, fruit orchards, natural forests and tree nurseries against; fire, lightning, windstorm, flooding, hail etc.

Features:
The tree value is evaluated by a forest ranger or a qualified specialist and agreed before cover. The claim payable is determined by a qualified loss assessor who inspects and scientifically quantifies the magnitude of loss less deductibles.

Benefits:
Cover for all kinds of commercial and aesthetic trees, assured stability, improved financial management and peace in knowing there is a safety net for unexpected loss and associated costs.

A seasonal cover for crop yield shortfall below the historical average yield in a unit area of insurance (UAI).

Features:
It can only be for a particular crop within a defined area of homogeneous production. Payout is based on a crop cutting exercises results done at the end of the harvesting period.

Benefits:
Cover for all kinds of crops, assured stability of many farmers in one location, affordable, improved financial management and peace in knowing there is a safety net for unexpected loss and associated costs.

A seasonal cover for loss or damage to growing crops directly caused by deficit or excesses in weather conditions such as temperature, sunlight, wind speed or rainfall.

Features:
It can only be for a particular crop within a defined area of homogeneous weather patterns. Payout based on actual weather measurement at the reference weather station or satellite in relation to effects at any stage of a crop growth cycle.

Benefits:
Cover for many farmers at once, assured stability, affordable, easy claim process, improved financial management and peace in knowing there is a safety net for unexpected loss and associated costs.